RBA Cash Rate: 4.35% · 1AUD = 0.7 USD · Inflation: 3.8%  

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  LoanFinity [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.99% (6.04%*) • Home Loan Fixed: 6.09% (6.11%*) • Fixed: 6.09% (6.11%*) • Variable: 5.99% (6.04%*) • Investment IO: 6.39% (6.30%*) • Investment PI: 6.14% (6.19%*)
Reverse Mortgages, Release Home Equity
OVER 60 AND NEED FINANCES? RELEASING HOME EQUITY MAY BE AN OPTION
  Ready for a chat? Book in a 20-minute consultation now
 Reverse Mortgages, Release Home Equity to Fund Retirement
A Reverse Mortgage allows you to access the value in your property to help fund your retirement without having to sell or move out of your home.

■ ■ ■

Enjoy Your Own Home. Enjoy the comforts of living in your own home for as long as you choose.
You Own Your Home. Remain the owner of your home, benefiting from any potential increase in property value.
Funds for any Purpose. Funds can be used for almost any reason that helps you live a more comfortable retirement.
Flexible Repayments. There's no requirement to make any loan repayments until the end of the loan.
Vuluntary Repayments. Make voluntary repayments, pay off your loan when it suits you, and enjoy flexible drawdown options.
Equity Protection. You and your property are protected by a negative equity guarantee. You won't owe more than your home is worth.
 Reverse Mortgages Don't Come Without Risks. Review our FAQs.
Reverse mortgages may result in the loss of home equity. Because you're not paying down your reverse mortgage balance, you'll make less profit when you sell, or limit your borrowing power if you need a new loan. You'll pay high upfront fees.

If you’re aged 60 or over and own your home, releasing equity from your property could be an option worth considering, especially if you need additional financial support for retirement. Reverse mortgages have become a popular way for homeowners to unlock the value tied up in their properties without the need to sell or move.… [ Learn More ]

 What Type of Borrowing Can You Do With a Reverse Mortgage?
You can use your home equity in various ways: as an additional income stream, as a contingency fund to be drawn as required or as a lump sum that you can use to renovate your home for better mobility, pay for health and care expenses, become Bank of Mum & Dad, and more.
Fixed Interest Only (P&I)
Interest*
6.24%
Comparison*
6.26%
   
6.69%
6.76%
   
6.69%
6.92%
   
Variable Interest Only (P&I)
Interest*
6.14%
Comparison*
6.19%
   
6.19%
6.21%
   
6.19%
6.22%
   
Invest Interest Only
Interest*
6.39%
Comparison*
6.30%
   
6.40%
6.42%
   
6.69%
6.92%
   
Invest Loans
Interest*
6.14%
Comparison*
6.19%
   
6.19%
6.21%
   
6.19%
6.22%
   
Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

Receive 100% independent financial advice from a broker who is invested in your future

You will receive a more personalised service than you would typically receive at a bank. Think of us as your personal banker. We are not owned by any bank and are here to provide you with the best product for your needs and unique circumstances, regardless of what lender it is with.

We will guide you through every step of the process and talk in easy to understand language, so you are aware of everything that is going on with your mortgage.

What Happens Next?

Step 1

Schedule Your Free Strategy Session

Simply select a 15 minute time slot that works for you and our expert broker will call you to discuss your scenario.

Step 2

We Will Research The Market & Find The Best Offer

We will do all the heavy lifting and use our extensive experience to find you the best rate and structure for your home loan.

Step 3

Present You With A Proposal

A proposal will be presented for your review and approval.

Step 4

Get Your Loan Settled

Once a proposal is accepted, we get your loan as timely as possible and support you every step of the way!
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